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	<title>Foreclosure Help</title>
	<link>http://www.em-forma.com</link>
	<description>Helping You Stay In Your Home</description>
	<lastBuildDate>Thu, 18 Mar 2010 17:40:02 +0000</lastBuildDate>
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	<item>
		<title>In what kinds of ways does a foreclosure affect your credit?</title>
		<description>I know the obvious, I mean you really wouldnt be able to buy another house.

Does it affect your overall score though or just when it comes to buying a house? I mean, you dont know the whole story, what if 2 people divorce and neither of them can afford it ...</description>
		<link>http://www.em-forma.com/in-what-kinds-of-ways-does-a-foreclosure-affect-your-credit/</link>
			</item>
	<item>
		<title>Foreclosed: High-Risk Lending, Deregulation, and the Undermining of America&#8217;s Mortgage Market</title>
		<description>

Product DescriptionOver the last two years, the United States has observed, with some horror, the explosion and collapse of entire segments of the housing market, especially those driven by subprime and alternative or "exotic" home mortgage lending. The unfortunately timely Foreclosed explains the rise of high-risk lending and why these ...</description>
		<link>http://www.em-forma.com/foreclosed-high-risk-lending-deregulation-and-the-undermining-of-americas-mortgage-market-4/</link>
			</item>
	<item>
		<title>How much to offer on a foreclosed home?</title>
		<description>We are looking into purchasing a foreclosed home. They have the listing price at $89,000.00, sold as is. (We will be having it inspected before we commit to buy) The house needs some work, mostly cosmetic. What would be a good offer?


Related posts:When purchasing a foreclosed home can you offer ...</description>
		<link>http://www.em-forma.com/how-much-to-offer-on-a-foreclosed-home/</link>
			</item>
	<item>
		<title>How do you go about buying a foreclosure?</title>
		<description>There is a home up for auction in three weeks. How do I go about asking the owners if they would like to sell it to me before it is auctioned off? They owe $97,000
I want to offer $110,000 it will pay off there mortage and put a little money ...</description>
		<link>http://www.em-forma.com/how-do-you-go-about-buying-a-foreclosure/</link>
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