Comments for Foreclosure Help http://www.em-forma.com Helping You Stay In Your Home Wed, 17 Mar 2010 01:45:08 +0000 http://wordpress.org/?v=2.5.1 Comment on Subprime Mortgages: America’s Latest Boom and Bust by Loyd E. Eskildson http://www.em-forma.com/subprime-mortgages-americas-latest-boom-and-bust-3/#comment-3142 Loyd E. Eskildson Sun, 14 Mar 2010 09:05:35 +0000 http://www.em-forma.com/subprime-mortgages-americas-latest-boom-and-bust-3/#comment-3142 "Subprime Mortgages" is a short, balanced, academic review of a major current topic. Gramlich points out that subprime mortgages have increased home ownership from about 64% to 69%, particularly benefiting minorities and those with lower incomes. They have also led to improved loan application processing. <br /> <br />The bad side includes bringing potential abuses from new, largely unregulated mortgage sources, a 10X increase in default rates (some believe their default rate will reach 20X that of "regular" mortgages), and enormous losses in financial markets around the world. (Gramlich failed to mention the likely damage to American financial market credibility.) <br /> <br />Gramlich also points out that 45% of low-income home owners and 57% of renters are now spending over half their disposable income on housing - a too great load by most standards. Rating: 5 / 5 “Subprime Mortgages” is a short, balanced, academic review of a major current topic. Gramlich points out that subprime mortgages have increased home ownership from about 64% to 69%, particularly benefiting minorities and those with lower incomes. They have also led to improved loan application processing.

The bad side includes bringing potential abuses from new, largely unregulated mortgage sources, a 10X increase in default rates (some believe their default rate will reach 20X that of “regular” mortgages), and enormous losses in financial markets around the world. (Gramlich failed to mention the likely damage to American financial market credibility.)

Gramlich also points out that 45% of low-income home owners and 57% of renters are now spending over half their disposable income on housing - a too great load by most standards.
Rating: 5 / 5

]]> Comment on The TurnKey Investor’s “Subject To” Mortgage Handbook: The Art & Science of Buying Investment Property by Taking Over Mortgages! by Robert C. Yang http://www.em-forma.com/the-turnkey-investors-subject-to-mortgage-handbook-the-art-science-of-buying-investment-property-by-taking-over-mortgages-2/#comment-2961 Robert C. Yang Mon, 08 Mar 2010 13:30:11 +0000 http://www.em-forma.com/the-turnkey-investors-subject-to-mortgage-handbook-the-art-science-of-buying-investment-property-by-taking-over-mortgages-2/#comment-2961 I first learned about "Subject To" Mortgage at a $5,000 four days advanced investor workshop - where Matthew happens to be a staff member (a successful former student who was invited back as a teaching assistant). <br /> <br />"Subject To" is a powerful technique that allows real estate investor to take over an exisiting mortgage without have to qualify for one. This one technique along can quickly help investor acquire many properties for lease-option (an advanced technique for investing in rental for immedately cashflow). <br /> <br />However, the time spent in the seminar is limited and there is no written materail on "Subject To", until Matthew decided to publish a book to share his experience with the readers on how to do "Subject To". The Handbook contains a worth of useful infomation. It is easy to understand and applicable in the real world of real estate investing.. <br /> <br />Get the book today, it is well worth your time and money! <br /> <br />Robert Yang <br />San Jose, CA <br />(...) Rating: 5 / 5 I first learned about “Subject To” Mortgage at a $5,000 four days advanced investor workshop - where Matthew happens to be a staff member (a successful former student who was invited back as a teaching assistant).

“Subject To” is a powerful technique that allows real estate investor to take over an exisiting mortgage without have to qualify for one. This one technique along can quickly help investor acquire many properties for lease-option (an advanced technique for investing in rental for immedately cashflow).

However, the time spent in the seminar is limited and there is no written materail on “Subject To”, until Matthew decided to publish a book to share his experience with the readers on how to do “Subject To”. The Handbook contains a worth of useful infomation. It is easy to understand and applicable in the real world of real estate investing..

Get the book today, it is well worth your time and money!

Robert Yang

San Jose, CA

(…)
Rating: 5 / 5

]]> Comment on The TurnKey Investor’s “Subject To” Mortgage Handbook: The Art & Science of Buying Investment Property by Taking Over Mortgages! by Robert C. Yang http://www.em-forma.com/the-turnkey-investors-subject-to-mortgage-handbook-the-art-science-of-buying-investment-property-by-taking-over-mortgages/#comment-2919 Robert C. Yang Sun, 07 Mar 2010 10:07:10 +0000 http://www.em-forma.com/the-turnkey-investors-subject-to-mortgage-handbook-the-art-science-of-buying-investment-property-by-taking-over-mortgages/#comment-2919 I first learned about "Subject To" Mortgage at a $5,000 four days advanced investor workshop - where Matthew happens to be a staff member (a successful former student who was invited back as a teaching assistant). <br /> <br />"Subject To" is a powerful technique that allows real estate investor to take over an exisiting mortgage without have to qualify for one. This one technique along can quickly help investor acquire many properties for lease-option (an advanced technique for investing in rental for immedately cashflow). <br /> <br />However, the time spent in the seminar is limited and there is no written materail on "Subject To", until Matthew decided to publish a book to share his experience with the readers on how to do "Subject To". The Handbook contains a worth of useful infomation. It is easy to understand and applicable in the real world of real estate investing.. <br /> <br />Get the book today, it is well worth your time and money! <br /> <br />Robert Yang <br />San Jose, CA <br />(...) Rating: 5 / 5 I first learned about “Subject To” Mortgage at a $5,000 four days advanced investor workshop - where Matthew happens to be a staff member (a successful former student who was invited back as a teaching assistant).

“Subject To” is a powerful technique that allows real estate investor to take over an exisiting mortgage without have to qualify for one. This one technique along can quickly help investor acquire many properties for lease-option (an advanced technique for investing in rental for immedately cashflow).

However, the time spent in the seminar is limited and there is no written materail on “Subject To”, until Matthew decided to publish a book to share his experience with the readers on how to do “Subject To”. The Handbook contains a worth of useful infomation. It is easy to understand and applicable in the real world of real estate investing..

Get the book today, it is well worth your time and money!

Robert Yang

San Jose, CA

(…)
Rating: 5 / 5

]]> Comment on How to Save Thousands of Dollars on Your Home Mortgage, 2nd Edition by Sakeeq http://www.em-forma.com/how-to-save-thousands-of-dollars-on-your-home-mortgage-2nd-edition/#comment-2898 Sakeeq Sat, 06 Mar 2010 06:55:42 +0000 http://www.em-forma.com/how-to-save-thousands-of-dollars-on-your-home-mortgage-2nd-edition/#comment-2898 I have done a lot of research and actually took the training to become a real estate agent, so I had a lot of basic information to start with. But the book explained a number of things that I have not been privy to. Rating: 5 / 5 I have done a lot of research and actually took the training to become a real estate agent, so I had a lot of basic information to start with. But the book explained a number of things that I have not been privy to.
Rating: 5 / 5

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