Foreclosure Help

I am in the market to buy a home but being it’s my first home I don’t want to spend a ton. Instead of going to realtor at the moment I’d like to look around online for homes that may have been foreclosed on. Are there any good websites out there that will allow me [...]

I make only $16,800 a year after taxes and I’m looking to buy our first house for my family of 4. I have no idea about getting a loan and am not sure if it is possible for how low money I make. My credit score is a poor 542 And I’m [...]

My friend got a foreclosedm home he said didnt need a down payment, has bad credit and only needed the first months payment for morgage which was $550? Is that true I have wanted a house so long and I really want to know how to get a foreclosed home?

They want to offer $590,000 and then move up to $620,000. The house is trashed, it needs new paint throughout, new windows, and new flooring throughout.
Is that something they should use?
Also are banks willing to negotiate on foreclosed properties?
This is in Arizona, home built in 2005.